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Top-tab folders protect important documents. Water-resistant surface is designed to resist spills of liquid, such as water, coffee, soda and more. Just wipe off folders with a cloth or paper towel. The Watershed surface will accept notes using ballpoint, rollerball pens or pencils. Two-ply folders are also dirt-resistant and finger oil-resistant and made of 11 point stock. 1/3-cut tabs come in assorted positions for quick access to your files.